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Changes Coming To Block Rating For 2022

Recently, we completed an analysis of our experience-rated groups and block rating methodology. Based on our evaluation, we filed and received approval from the NYS Department of Financial Services (DFS) to individually rate groups with over 100 full time equivalents (FTE) and under 100 enrolled subscribers beginning January 1st, 2022.

Groups will be rated on their own experience and utilizing the following table:

View Table

Groups with under 100 enrolled subscribers have historically waited until early fall to receive their renewals. However, it is our expectation that we will start releasing renewals in late July.

Given this change, you can work with your account representative to prioritize a release schedule for the upcoming January open enrollment.

Supporting documentation for these groups will be an exhibit showing:

  • Renewal increase percent
  • Rates
  • Selected benefits

No additional data will be provided. A PDF of this information is available below to make it easier to share within your organization.

Please contact your account representative with questions.

Block Rating Overview (PDF)


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