In June 2026, applications were submitted to the New York State Department of Financial Services (NYSDFS) requesting 2027 premium rate changes for our community-rated Large Group HMO and Medicare Supplement products.
The following products are included in this 2027 rate filing:
- Blue Choice 25
- Blue Choice 30
- HMO Blue 25
- HMO Blue 30
- Medicare Supplement
Employer Group Information
Initial notification letters will be mailed in the coming weeks to employer groups and members enrolled in the products listed above. These letters will include the requested percentage change in premium rates submitted to NYSDFS.
NYSDFS will review our proposal and determine the final approved rates in the fall. Employer groups and enrolled members will receive an Annual Rate Notice with final, approved rates approximately 60 days prior to their renewal date.
Broker Information
In July, you will receive an encrypted email with copies of the initial notification letters sent to your groups. Please note that encrypted emails* will expire if not opened within the timeframe specified in the notification.
Your groups will receive their Annual Rate Notice with final, approved rates 60 days prior to their renewal date.
It is important that employer groups distribute the individual member letters to their employees, along with any additional context regarding rate changes, which may differ from those included in the initial notification (e.g., due to shared expense arrangements).
Please contact your account consultant if you have any questions.
* Please Note: Encrypted files expire after a specified time from the send date. You will not be able to access the information in the file if the email isn't opened and read within that time. You will also be prompted to create a password associated with your email address to access the encrypted file.
How We’re Supporting Member Health While Tackling Rising Costs
Our focus at Excellus BlueCross BlueShield is to help members make the most of their health plan so they can continue to get the high quality care they deserve.
To learn more about how we’re supporting member health while tackling rising costs, view our affordability site: Making Health Care as Affordable as Possible.
Making Health Care As Affordable As Possible
9 Ways We’re Supporting Your Health (PDF)
