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Small Group Underwriting Updates

Standalone dental single contract groups
As a reminder, any groups that have a standalone dental product with only one contract enrolled do not qualify for coverage and will be non-renewed starting with 1/1/2026 renewals. This only applies to groups that only have dental as a product. If they have additional products (Medical, Healthy NY, Medicare or Vision) their dental product will remain active.

Change in AGIF Mailing process
In an effort to streamline our AGIF mailing process, changes will be made to the mailing dates for 2026. These changes will allow for the team to review the forms in a timely manner and reduce complexity in our mailing schedule. The breakdown by group renewal month is as follows:

  • April – December renewals: Will be sent out on Jan 2, 2026.
  • January renewals: Will be sent out on April 1, 2026.
  • February - March renewals: Will be sent out on July 1, 2026.

Please note, AGIF responses will not be accepted prior to the date mailings are sent. In addition, groups renewing on 4/1/2026 with zero enrollment will be included in the AGIF mailings. In order to remain compliant, these groups will be reviewed upon receipt of their AGIF and non-renewed if they do not have enrollment.

 

 

 

 

 

If you have any questions on these updates, please reach out to your account manager or dedicated underwriter.

 
 
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