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Department of Financial Services (DFS) Guidance Regarding Rate Guarantees and New Business Discounts

Because the DFS guidance may impact your business with us, we’d like to provide some additional information: 

  • The guidance only applies to non-Medicare, comprehensive, fully insured medical commercial products. 
  • The guidance prohibits the application of rate guarantees to any new plan year following the issuance of the guidance. This means we will be unable to honor any rate guarantees that we have previously committed to. We value our continued partnership with you and remain dedicated to keeping premium rates as low as possible. 
  • The guidance does not impact our broker incentive program. Excellus BlueCross BlueShield will continue to incent our brokers based on the number of renewals, consistent with the incentive program. 

 A PDF copy of the Guidance Regarding Rate Guarantees and New Business Discounts can be found below. 

 For additional information, please contact your Account Manager. 

 Excellus BCBS is committed to helping people in our communities live healthier and more secure lives through access to high quality, affordable health care. 

DFS Guidelines open a pdf  

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